We are looking for Product Head to join our Product team and work on exploring, shaping, and building the future of business in fintech. You will be responsible for building out Monnai’s risk and fraud soultions that would help all our customers in reducing the risk.
You will work with engineering, design, operations, risk, data science, compliance, and other teams to achieve the business's strategies and objectives. At Monnai, we believe in product discovery and definition as much as we do development and delivery.
_________________________________________________________________________
What you'll be doing:
You will help shape the strategies and help deliver an AI-first Risk and fraud solutions. You will achieve this through:
- Lead the creation and enhancement of risk and fraud solutions, identifying needs for new products or improvements based on market trends, technological advancements, and regulatory requirements
- Analyze risk factors associated with the company’s financial products or services, understanding potential vulnerabilities and developing strategies to mitigate these risks
- Implement and maintain systems that detect and prevent fraudulent activities, utilizing advanced analytics, machine learning models, and real-time monitoring systems
- Engage with customers to understand their needs and behaviors, using insights to design effective risk and fraud management solutions. This includes gathering direct feedback and analyzing customer data
- Conduct ongoing monitoring of the effectiveness of risk and fraud management systems and report on their performance to senior management and stakeholders
- Lead a team of Product Managers.
- Partner closely with data scientists, engineers, and designers to lead a cross-functional roadmap spanning investments in modeling, customer experiences, and scalable infrastructure
- Own KPIs and build a roadmap for the risk and fraud product area based on the needs of our risk team and our ambitions for scale and speed to market
- Operate cross-functionally and build strong partnerships within Novo and with external vendors to deliver excellent products and services
- Manage risk horizontally across every product line, from ideation to planning, execution, and launch, throughout the entire customer lifecycle
- Creatively testing assumptions and ideas using surveys, internal working sessions, prototypes, and data to build or remove confidence in solutions related to risk quickly
- Working with fraud and risk functional areas to prioritize solutions and working with design and engineering resources to deliver them from start to finish
- Collaborating extensively with stakeholders (data science and risk) on opportunities and solutions to drive a data-driven approach to protect against fraud
_________________________________________________________________________
Requirements for the Role:
- 10-12 years overall experience in the product management space.
- 5+ years of experience in fraud & risk financial services space
- 3+ years of experience in heavy data-focused work
- Experience with risk and fraud teams applying data science to solve fraud problems.
- Experience with small business financing or other financial products
- Proven track record delivering products with demonstrable contribution to business outcomes
- Engineering degree with Master’s in product management/MBA
_________________________________________________________________________
Things You're Good At:
- Analytical skills: You have a data-driven learning style and use quantitative information to make product decisions
- Technical mindset: You understand modern technologies and architectural patterns and how they can drive platform performance
- Collaborative approach: You deliver results with cross-functional teams, and partner with and empower team members appropriately
- Customer-centric: Experience shaping platform direction and execution based on developer and customer needs
- Strategic: Experience developing and driving key strategies that shaped an organization
- High-growth tech start-up experience in a rapidly scaling organization
- Data science(Gen AI) background Preferable.
_________________________________________________________________________
About Monnai
Monnai (monnai.com) is building the world's largest consumer insights infrastructure to help businesses make smarter, data-driven decisions across the customer lifecycle—from Acquisition and Onboarding to Decisioning and Collections.
Monnai's single source API can offer Behavioral Insights, Demographic / Psychographic Data, Alternative Financial Data, Digital Footprints and 500+ insights, enriched with proprietary data for hard-to-verify geographies and demographics, leveraging advanced machine learning and data analytics.. Our solutions are trusted by leading digital lenders, fintechs, and financial institutions across the U.S., LATAM, India, and Southeast Asia to reduce fraud, increase approvals, and unlock growth opportunities.
_________________________________________________________________________
